Pre-Settlement Loans for Your Personal Injury Claim

Pre-settlement loans are loans given to plaintiffs of a lawsuit pending settlement. The loans are an advance of a percentage of the expected settlement after the case is settled. Lawsuits can be quite expensive.

Even with a large settlement amount, personal injury claims take long and may take a lot of time as the lawyer works to build your case. The financial burden may become too much. Pre-settlement loans alienate that problem by giving you a percentage or even the full amount of your settlement.

What Is a Pre-settlement Loan?

Pre-settlement loans are a great solution to cash flow problems in the middle of a lawsuit. Pre-settlement loans are also known as litigation financing, lawsuit loans, or pre-settlement funding.

Pre-settlement loans are quite different from traditional loans. These lawsuit loans are a type of advance. The funding company provides you with a cash advance on your expected settlement, while the case is pending.

Cases that are commonly eligible for a lawsuit loan include the following:

How Does a Pre-settlement Loan Work?

You can only apply for a lawsuit loan after filing an eligible lawsuit. After filing the lawsuit, the lawsuit loan company will evaluate your case’s merit then weigh your chances of winning or receiving a settlement. Finally, the company estimates the worth of your expected compensation, and offers you an advance based on all of the information.

Pre-settlement companies are business-oriented; therefore, they profit through interest rates that you pay from the settlement you finally receive.

For a typical pre-settlement loan, you won’t need to make any payments until you have had your judgment and case settled. Some expenses generally demand immediate payment of your claim; for instance attorney fees, and other litigation expenses are covered first; then, the pre-settlement loan company is paid from the remainder.

Why Get a Pre-settlement Loan?

If you were in an accident or sick from medical malpractice, your ability to still work might probably reduce or diminish altogether. In cases of wrongful death, the deceased may have been the breadwinner. As a result, you may have fallen behind with all your bills. A pre-settlement loan gives you an advance on the cash needed to cover your bills and living expenses before passing the judgment and the case settled.

The loan comes in handy to cater to mortgages, rent, medical bills, car payments, and even groceries. The advance is for you to make use of as you wish.

What if I Lose the Case?

The risk of loss is part of the business in pre-settlement loan companies. The lenders typically can’t recoup the amount they pre-funded you unless you have won your case. However, this fact depends on the agreement you make with the company, so be keen on the details and read your contract agreement thoroughly before signing it.

In a typical agreement, if your settlement ends up being less than the amount you had agreed to repay, the lender still can’t demand the difference from you. A lending company can only claim the settlement proceeds that remain after all other prioritized costs are paid, i.e., the court and attorney costs.

Benefits of Getting a Pre-settlement Loan

Pre-settlement loans have their distinct benefits that include:

  • You are able to make ends meet. Keeping up with the costs of necessary bills may take a lot from you while handling a lawsuit. A lawsuit loan saves you from this hassle.
  • You don’t require a good credit score to qualify for the loan. Pre-settlement loan companies are less likely to give much attention to your credit score when checking your application; they may not even run a credit check. The most significant determinant to whether you are eligible for the loan is your case’s likelihood of winning. The company focuses not only on the chance of winning but also on the probability of the case resulting in a large enough settlement to give the company a proper return on the investment.
  • The loans are processed quickly. If you choose a good pre-settlement funding company, your loan could be approved within hours or at most a few days.

Apply for a Pre-Settlement Loan

When waiting to get a settlement from a lawsuit, you’ll need money to cover all the essential expenses; this is when pre-settlement loans come in handy. The most significant advantage with such loans is that they are not a credit you need to pay; they are more of an advance.

Court cases can be lengthy and frustrating, even when knowing your chances of winning are high. The challenge is even more severe if you’re dealing with personal injury suits where you are ailing and out of work. If you are in such a circumstance, know that lawsuit loans are a great option for you.

Benefits of Hiring a Lemon Lawyer San Diego for Your Case

A car is one of the most expensive investments for a person. When your new or used vehicle doesn’t work as it should, you want to know what legal options are available to protect your investment and get back on the road as soon as possible. The best way to avoid needing an attorney in the future is by hiring one when you need one! A lemon lawyer San Diego can help explain your rights under state laws.

Delaying Can Cost You

The truth about Lemon Law is that manufacturers and dealers have a wall of lawyers whose sole purpose is to protect the companies from you. When it comes to getting just compensation for your lemon, they’re not on your side, as these interests are at odds with their own financial well-being.

Lemon Law is complex and varies depending on the state. Additionally, there are obstacles in the way like arbitration and manufacturers delaying the case. A lemon lawyer can help you navigate through these hurdles which could be very frustrating to do by yourself but with a professional’s knowledge of law they will advocate for your rights as well as ensure your case stays alive until settlement or win at trial court proceedings.

Your Lemon Law Attorney Will Handle Your Case

When you choose a lemon lawyer to represent your case, they put the work in their hands. Lemon Law lawyers will handle and follow up with car manufacturers until they get what is owed from them.

Often these cases won’t go before judges because both parties are willing to settle on an agreement which benefits all of those involved instead of ending it at trial where only one side can win. You don’t have to worry about understanding how this type of law works or negotiating for yourself— California lemon law experts take care of everything so that you never need stress again.

High Success Rate

There are a variety of lemon laws in the U.S, and not all states define them similarly. You typically have to meet certain criteria for your vehicle to be considered a lemon by each state’s standards- but if it doesn’t qualify as one then you can probably forget about getting compensated with Lemon Law.

If you have had enough of your lemon car, consider contacting a Lemon Law attorney. A legal professional experienced in this area can negotiate with the manufacturer for compensation even if it is not technically considered to be a lemon and will apply other applicable laws that could help get what you deserve.

Get the Most Out of Your Claim

If you have a lemon car, it is important to be wary of the situation. If your lawyer knows what they are doing then there’s hope for getting more money out of this matter than originally planned on. Choosing an experienced attorney will not only give you peace and mind but also leave with something extra in tow as well.

It’s Basically Free

Most state Lemon Laws have a provision that says, if your case is successful, the vehicle manufacturer has to pay all of your attorney fees. For this reason most lawyers who deal with these cases offer free consultations because they know their chances for success are high and will be paid by the car dealer in any event.

For those who choose not to go at it alone, you have nothing but good things waiting ahead if someone with experience is in charge.

Strong Case Against the Manufacturer

When manufacturers face these issues, they will have a group of lawyers that can easily handle any consumer case while ensuring their client doesn’t have to pay much. If you stand against them in court then you’ll need an attorney who knows lemon laws inside out because it is his or her strength.


If you need help with your lemon law case, it is best to hire a lawyer. The best lemon law attorneys in San Diego are experienced and know the ins-and-outs of this area of law. They will be able to negotiate for you and make sure that your rights are protected in court.

Steps on How NOT to Plan Your Estate

For the longest time, people are more likely to engage in the conscientious planning of birthdays, weddings, and vacations than proper estate planning. Estate planning determines who will inherit assets after a person has died, with the help of an estate planning attorney.

Indeed, it is not a fun topic to consider, compared to checking out restaurant reviews or planning a Caribbean vacation. Still,without proper estate planning, you wouldn’t be able to select who will inherit your earthly possessions when you have passed on. The earlier you complete your estate planning with your estate planning attorney, the better your family will be in the future.

Prioritizing estate planning does have its benefits.

  1. You protect your beneficiaries in the process. It doesn’t matter if the inheritance is small – if you want your second home to go to your eldest daughter or son, that detail has to be in black and white. Proper estate planning saves people from further grief and stress after a person’s death.
  2. If you are the parent of a small child and are involved in a fatal accident, estate planning also ensures that your child will have some resources to survive without you. You have to name the guardians ahead of time and specify how inherited assets would be distributed to your child/children, too.
  3. Intelligent estate planning saves your family from the IRS and tax burdens. The main goal is to ensure that the inheritance will only result in a manageable amount of tax after your death. Believe it or not, estate planning can significantly reduce federal taxes and other taxes (or even eliminate some state inheritance taxes).
  4. Estate planning reduces the chances of family conflict or inheritance war. Everyone has heard of these, and they do happen frequently. Siblings often fight over the assets, with some claiming that they deserve a much more significant percentage because of the birth order or some other reason. In the end, the family goes into severe conflict, and some relationships become irreparable just because there wasn’t any estate planning,to begin with.

Remember – if you do not plan these things, the court can assign someone to administrate your assets for you after your death. Why risk it if you can have a competent estate planning attorney on your side?


If you’re curious as to how you shouldn’t be doing your estate planning,check out these common missteps:

  1. Allowing the judge to appoint essentially anyone they choose to administer your state after you are gone.
  2. Directing that your assets be all converted to cash regardless of the prevailing market conditions or against the professional guidance of financial advisors or experts.
  3. Leaving everything to your current spouse and children and ignoring your previous marriage/children/responsibilities.
  4. Allowing the direct distribution of inheritance to a person under eighteen years of age, regardless of the potential for addictive behavior, gambling habits, and criminal background.The natural distribution should also occur irrespective of the person’s emotional maturity and financial finesor his/her capacity to handle a large sum of money.
  5. Should your spouse and children die with you, as in the case of an accident, give your estate to any living relative who wishes to lay claim to it. These relatives include those estranged for years or decades and relatives whom you have never met.
  6. And lastly, if none of your family survives, donate your estate to the state, as every state always needs more money because they’re always short of budget.

Without proper estate planning, it is easy to make some serious mistakes in your will. The minor details can significantly impact the outcome of your will, especially if you have not selected the proper administrators of your estate. Noone wants to leave a mess to their family, where additional costs can also become a burden to those you leave behind. It’s your responsibility to act swiftly and be mindful of how you plan your estate so when the time comes,your family and other intended benefactors will be taken care of.

Adequate estate planning involves working closely with an estate planning attorney who will walk you through your objectives. It might sound overly simple, but deciding how to distribute your assets upon your death legally can be a complex undertaking. Let an experienced estate planning attorney guide you through the intricacies and common pitfalls.

During the initial consultation, your attorney will listen to your questions and provide essential guidance. Once you hire a lawyer, you will find both plans after exploring your background and the types of assets you wish to distribute after your death.




Documentation Needed for E-2 Visa Application

The E-2 visa program is very much like the E-1 visa program. Where the E-1 program is for specialty workers, the E-2 is for investors that want to secure business in the United States. You’ll need almost the same documentation, for the same application form, the I-129. Here’s a look at the paperwork you may want to get started on as you prepare your application.

Eligibility for E-2 Visa

To be eligible for the E-2 visa, you must be conducting trade with the United States. It must be substantial and international. More than 50 percent of your trade must be between the United States and one of America’s treaty countries.

You can prove this trade with the same kind of documentation that you give your accountant. It is not as complicated as it sounds.

Admissable Documentation for E-2 Visa

Anything that you use to document your spending or payments can be used as documentation for your E-2 Visa. This can include invoices, accounts payable, accounts receivable, tax returns, shipping invoices, and bank statements.

If you have a spreadsheet that lists every international transaction in the past three years, that can supplement your application. Shipping documentation helps as well. If you are shipping from Canada to the United States, for example, providing those Bills of Lading would help to show you qualify for the visa.

It can take some time to put this all together.

Contact an Attorney

Book an appointment with a local attorney to get help with this petition. Attorneys like an E2 visa law Los Angeles-based attorney will help you secure and file all the documentation that you need.