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How to Retire when Disabled

Nobody wants to be ill or disabled, but in this world all things happen to people, and they might happen to us when we don’t expect them. Let’s say you have been working for the government for many years and then suddenly you suffered from a serious accident that left you disabled. Does it mean the end of your career and the end of you being productive in the society? Does it mean the end of it all? These are some of the questions that a qualified Federal Disability Lawyer or a Federal Disability Attorney will be able to answer for you, so you might want to contact somebody like that at your earliest convenience to discover how they can help you in your case.

Differently abled.

Author: Viacheslav Iakobchuk /

If you are seriously worried about your FERS Disability Retirement, I would like you to know that there are many great options for those who have fallen ill or became disabled that forced them to retire early. There are some Federal Disability Retirement programs out there that aim to bring relief to all those who suffer and who are uncertain what their future might bring. Know that your future does not have to be that unclear if you research the topic.

Being a federal employee has many benefits. Of course, your work might be tiring and tedious at times, but when it comes to the security it gives you it is definitely the winner. When you are self employed you don’t have that sort of security, so being a federal worker should make you happy that no matter what happens you are going to be covered against any losses that you might suffer from in the future.

In case you are unsure how things work, I would like to strongly suggest that you contact an OPM Lawyer who will be more than willing and happy to shed some light on the issue so that you no longer have to worry about things.

Why Are Automobile Accidents Increasing?

It seems that every festive season or holiday period we are assaulted by the stats that the fact car driving accidents are increasing. The gristly numbers seem to jump higher as the years go by. North Carolina motor vehicle accidents happen all the time and you need a good personal injury lawyer like Asheville auto accident attorney Lakota R. Denton.

For once the answer to a simple question is an unequivocal ‘yes’. Are car accidents increasing? Many experts agree that the stats show that question of whether we are seeing a spike in accidents is one that should not even be a question of debate.

In the developed world there the number of fatalities on the road is increasing albeit at a slower rate than in the past – while in the developing world road accidents have sharply spiked over the years.

However, even in the developed world road accidents are on the increase even if fatalities are slowing. The reason for the discrepancy is clear. Innovations like seat belts and the enforcement of speed limits and public safety campaigns around the effects of drinking and driving have been having an effect.

However there are forces that are working against even these efforts and innovations. The simple fact of the matter is that in the developed world there are more cars than ever on the road – and they are becoming ever more powerful and ever faster. they are also becoming cheaper – increasing the burden on a nation’s roads even further.

That fact is also playing it’s part. Even the most developed of Western countries now struggles to fund infrastructure projects on the scale of what was once possible. that includes the road and highway systems. With increasing congestion the likelihood of accidents increases dramatically.

An improving economy has also led to families spending more time in their cars exploring their surroundings and often taking long trips on vacation. The increased number of cars now on the road during these days increases the likelihood of accidents.

So many people are asking the question – ‘just how do we deal with the problem of road accidents?’.

The answer should be self evident. The scale and effectiveness of public transportation services needs to be improved. Marketing campaigns on road safety have had a positive effect, but may have reached a plateau when it comes to effectiveness. We need to start to radically change the way we think about how we get from place to place.

Contact Asheville Personal Injury Attorneys

If you feel you need to hire a car accident lawyer, you should consider Lakota R. Denton.  He is an Asheville, NC personal injury lawyer that offers a free consultation and has over 60 five star reviews at Google.

Contact the accident attorneys at Lakota R. Denton to schedule a free consultation, where we will make a plan to move forward so that you can focus on your health.   You can also contact our personal injury lawyers by Phone at (828) 333-5996.

Getting an Immigrant VISA as an Artists

Many international artists such as musicians, actors, or writers dream about immigrating to the United States as a great opportunity to further develop their talents and pursue their careers. After all, the States are a unique opportunity for various individuals to be noticed not only in their country of origin, but also internationally. What better place to start your career than Hollywood. Having said that, in order to fulfill your dream you might need to get an O1 visa that allows you to stay in the States as an artist. Getting one can be easier said than done, so you might want to keep in mind those few tips that can help you to get approved.

1. Have a petitioner. You need to have one in order to apply because you cannot file in your name. In other words, you will need to find somebody who will vouch for you and who will be willing to sign some documents. This is why making contacts wherever you go is so important. Always be on the lookout for influential people you would be willing to befriend.

2. Before you start the process hire an O1 visa lawyer. Applying for your artist visa can be a complicated process, so you will need as much assistance with it as you can get. Having somebody qualified and experienced by your side will ensure that the whole process will be a lot smoother and a lot more straightforward.

3. Make sure that you don’t lack the credits. In order to get approved for an artist visa you need to prove that you have a lot to offer, but at the same time you will also need to prove that you will be working on very specific projects for the duration of your stay. You also need to have some previous experience, so if you have just graduated recently make sure that you have an itinerary that is guaranteed to impress.

Why You Need a Lawyer when Accused of a Crime

Many people who are accused of a crime or who are arrested think that they can defend their case on their own. What they are usually unaware, though, is that there are many benefits of having a criminal lawyer at your side. Here are just a few simple reasons why this might be the case:

1. A criminal lawyer will give you advice whether to plead guilty or not. The decision will greatly depend on your case and your circumstances, and it is best to discuss such important facts with your lawyer who will help you to make a better choice regarding the matter.

2. A lawyer is somebody who will be able to help you to cope better with the accusations, especially if you are innocent. If you feel alone and don’t have anybody to turn to, talking to a qualified lawyer can help you to feel better and more relaxed despite the stressful situations that await you in your trial. A lawyer can be more than just somebody offering you legal advice, he can be like a therapist who will help you to cope better with the the stress resulting from your situation.

3. A lawyer usually has a bigger picture than you and can see things from a different perspective. This is why his advice can be so valuable. You yourself might be missing out on something and might not be able to judge things clearly. A good lawyer will also be honest with you about your situation and he shouldn’t promise you things he might not be able to deliver. Make sure that your lawyer is not too optimistic about the outcome of your case, or you might end up being disappointed. Instead, try to hire a lawyer who won’t be afraid to be honest with you.

4 Most Common Injuries After a Rear-End Collision

A simple outing can turn into a disastrous driving experience if you’re not careful. But even the most defensive drivers can make a life-changing mistake or be the victim of someone else’s error. Rear-end collisions occur when one car hits another from behind, and they account for approximately 30% of all car accidents. And over 80% of those occur at slow speeds or even when the lead vehicle is completely stopped. Considering over 37,000 people die in car crashes annually that’s a serious concern. Fortunately, most people involved in rear-end collisions avoid a fatal car accident. But there are still some painful injuries involved that may require expensive recovery treatments and the assistance of a Michigan personal injury attorney.


Seat Belt Injuries

Seat belts are essential for saving lives. In fact, wearing one while driving or riding in the front seat can reduce fatality in an accident by 45% and reduce the chance of a serious injury by 50%. That doesn’t guarantee that there won’t be some injuries if in a rear-end collision, however. When hit from behind, the body instantly tightens to avoid plunging forward. The seatbelt cut through the skin, leaving behind painful and ugly lacerations and bruises across the torso, chest, or neck.


Facial Injuries or Disfiguration

Rear-end collisions commonly result in facial injuries that go far beyond temporary cosmetic issues. Even at low speeds, the face is often the first part of the body to strike an item or object inside the vehicle when hit from behind. Depending on the force involved, the injuries can require extensive treatment, surgeries, or even facial reconstruction. A broken nose, jaw bone, or retinal detachment are common injuries to be aware of.


Head or Brain Injuries

Regardless of the speed involved in an accident, head trauma or injuries should always be taken seriously. According to the Center for Disease Control and Prevention (CDC), over 1.7 million Americans sustain some type of traumatic brain injury annually and many of those occur from car accidents. A concussion is the most common type of head injury as blunt trauma or sudden jarring causes the brain to shake inside the skull. Bruising or numbness can occur along with nausea, dizziness, sensory loss, and emotional or behavioral changes as the brain attempts to regain control. A concussion may be mild or severe, have no symptoms or show symptoms days or weeks later. Medical diagnosis and treatment are the only ways to take care of a serious head injury.


Spinal Injuries and Whiplash

Whiplash occurs when the neck forcefully moves back and forth like a whip. It’s one of the most painful and the most common injury associated with a rear-end collision. The violent neck snapping sensation can stretch or tear ligaments and muscles in the spine, resulting in back pain, headaches or migraines, and mild to severe neck pain. Over 3 million new cases of whiplash are reported annually. And according to some reports, around 50% of those result in chronic pain issues or even permanent disability. If a rear-end collision causes unnecessary pain and suffering, give us a call to discuss options with the right Michigan personal injury attorney for your needs.


What you need to know about Bail Bonds and how it works

D Pros Bail Bonds, if you are having been looking at what a bail bonds is and how it works, here is a short walkthrough of the subject. This is a combination of the two words bail and bonds, though they can be used interchangeably.

Bail is an amount of amount to be paid before getting out of jail, before a court appearance to make sure a defendant appears in all stipulated dates announced by the courts. While the word, bonds comes from the financial world, it’s a form of agreement backed up by the law, in a simple language, it’s a form of indebtedness to the bond issuer.

Taking it together, bail bonds is a form of agreement backed up by law between a surety, defendants and a bail bonding company, making sure defendants shows up in all court appearance as specified by the rule of law.

Bail bonds has a long history from the Anglo-Saxon region in England, this can be traced back as far back from, 410-1066BC. It’s a means of peacefully resolving disputes, where the accused is mandated to provide a surety incase he/she absconds.

While this crude bail system, which doesn’t requires the exchange of money, the surety only must be able to show/admit he will pay up if the accused fled.

For centuries, friends and families are able to stand for an accused as surety, with increased civilization; at the beginning of the 19th century, people began to migrate to from cities to the urban and they are more on the move, which increased the difficulty to find a close relative for a bail out. Hence necessitated to find someone who will able to stand in gap, if anything goes wrong.

This birthed the appearance of the bail bondsmen, the first one opened in San Francisco, and began operation in 1898.

The united Sates, inherit this form of bail system from the English land, which they incorporates into their law. After independence, in 1776, most states in the US began to modify their laws to cater for the changing society.

Several amendments was passed into law, the notable ones includes the sixth amendment, which has a strong similarity to the 1679 Habeas Corpus Act. .This law states, an accused must be informed of the type and cause of accusation he is being arrested for. In addition, a suspect would be able to ask for a bail, if it’s a bailable offense.

It doesn’t take long before people arrested were being exploited by bondsmen, if someone is arrested, they usually will have to take a bail bonds from a bail bonds from bonding company/agent who will in turn provide the cash required by the court but with an interest attached.

And if the arrested couldn’t get the bonds returned, they can be returned to jail by the bondsmen. This brings about the 1966 law. This law put more emphasis on the guiltiness of the arrested, and probability of being able to appear in court.

The 1966 bail law reform is a complete overhaul of how the bail system prior to the time of its enactment, bridging the gap between how the poor receive court judgment compared to the rich.

This law also provides some sort of soft landing, peradventure the amount to be paid as bail couldn’t be provided in full. It lays more emphasis on the rule of law. However it still has its loopholes, criminals can still receive the same kind of bail treatment compared to other minor cases.

The 1984 came as an aid to the 1964 laws, tightening the loopholes, with more stringent rules on criminal related bail issues. The bail system since has began to receive other modifications close to what we have today. This defers from states to states.

Type of Bail

There are different types of bail bonds today, though the most common you are likely to be hearing of is the surety bonds and non-financial release, the surety bonds is the release on bail, lent to the accused by the bond agent. Going deeper to the types, below are worth mentioning;

Surety Bonds:  This is a type of bonds to be shouldered by a third party and aggress to pay upfront for the bail. Most time, bondsmen provides this service by charging 10% of the of the bail amount, and will not refund the amount either the defendants appears in court or not. In 2012, most states began to be prohibit commercial surety bail bondsmen, but rather they can demand a certain amount of the bail which is to be given to the court. This putting surety on the bonds, and they guarantee to pay the forfeited bonds if the defendants do not appear in court as scheduled. They usually refund the amount paid to them by the defendants if they appear in all court appearances.

Recognizance (ROR); This type of bail is when an accused is released based on recognizance. He/she agrees with the court to comply with all judicial proceedings and will not be involved in any illegal/prohibited acts. Before this type of bail is granted, an amount of money is set by the court and paid if only the defendants do not comply with the court ruling, they are called, unsecured appearance bonds.

Unsecured bail: Though similar to ROR, but in this case, the accused must pay a certain an amount of money if the bail terms is breeched.

Percentage Bail: The accused is required to pay certain percentage of the bail amount deposited to the court clerk. Most times are 10% of the bail amounts.

Citation Release: Also called Cite Out, is a procedure of issuing citation by the arresting officers to the accused, informing the accused of the need to appear in court at an appointed time. This occurs immediately when an individual is arrested and no financial obligation is involved.

Property Bonds: This is a type of bonds, where the accused or a person acting on their behalf puts down a real estate property having a monetary close to the bail amount. If the defendant fails to be in court as stipulated for trial, the court can proceed with a foreclosure proceeding against the property and recover it.

Immigration bonds: This is usually used when an illegal immigrants is arrested. This handled by the federal laws and the accused deal directly with the Department of Homeland Security, Custom Enforcement or the Bureau of Immigration.

Cash Bonds: This is a type of bail that requires cash only as directed by the court. This usually requires the full payment of the bail amount until the issue is resolved in the court.

Combinations: This is a kind of combined bail type to get an arrestee out of jail. The court allows to post surety bonds, or cash with further conditions.

There are other types of bail, which includes, pretrial services, condition of releases and protective order. The bail system has undergone a lot of reforms with more fair and safer bails, if you will like to connect with a professional bail bondsman get in touch here,



Winning Your Social Security Appeal With Disability Attorneys

Winning your social security appeal makes all the difference when you have an advocate or the good disability lawyers at Disability Advocates Group based in Raleigh, NC on your side. The journey will begin from a short discussion with your doctor(s). The discussion will look at understanding the case, finding supporting documents, and making sure your medical record is in line with the case. This helps to understand the nuances of all relevant evidence and how it may pertain to the case.

The preparations will begin as soon as this is done. The hearing is going to include various questions about whether it has to do with potential medical concerns, symptoms, and other related issues. The attorney is also going to look to find additional information to sync with potential allegations.

Important Medical Evidence For Your Case

Along with your treating doctor’s opinion, it’s also important to have a detailed diagnosis on record along with their prognosis. The attorney will also want information regarding potential functional limitations.

The disability claim will only go ahead if there’s reasonable evidence to support your position. This includes supportive statements from your treating doctors. The first point of business is going to be to speak with these doctors and the attorney will ask for contact information right away. The attorney will want to make sure appropriate information related to the case is in their possession as soon as possible (medical history, medical tests, dates, locations, medications, dosages, side effects).

It’s also important to make sure you are able to point towards specific exams and/or testimonies associated with the case, such as an asthma disability claim. This should come from a trusted and certified medical expert to push your case in the right direction. This should be recent communication with the doctor as that is essential while putting together vital information. Please note, if the medical expert cannot be reached for the hearing, there are other ways of approaching the task of collecting evidence. To do this, the attorney will look into using a second opinion and having additional tests run to determine how the body is doing at this point in time. If completed by a certified physician, those exams will be valid and can be used as evidence for the disability hearing.

Will Opinions From All Of Your Doctors Be Required?

The attorney will go through various questions to pinpoint what your doctors have to suggest. They will go through a long list of steps.

These are going to include the following:

1) In-depth Opinions Pertaining to the Diagnosis and/or Treatment of Your Condition

2) Comprehensive Opinions from Your Long-Term Doctor

3) Assessment of the Information On File Compared to the Doctor’s Opinion

Treating doctors used to have a tremendous impact on Social Security before. They would have all of the relevant information (i.e. medical history, treatments) and would be used for the disability claim. However, this is not the case any longer. Instead, other factors are being considered now more than ever before. This has come into effect since 2017.

Will All of Your Medical Records Be Required?

No, you will not need all of your medical records. The disability hearing is only going to require important and relevant medical records associated with the disability claim. The attorney is going to go through these medical records to make sure important information is put forward for the hearing.

There are multiple cases going on at the same time, which means administrative law judges don’t want to go through heaps of medical records for each case. They want pertinent information all in one place and are going to rely on the attorney to put forward something substantial.

A qualified disability attorney is able to filter bad information and make sure appropriate evidence is submitted. This should include your physician’s opinion to ensure the disability claim is a legitimate one. There are going to be several questions based on your condition and how it correlates with the physician’s opinion. They will want to make sure all of the information in your case is not only relevant but also accurate from top to bottom. In fact, they will ask about your time with the physician and whether you want out for a second opinion.

There are additional situations where this can become a problem and it’s important to take action as soon as possible. This has to do with conflicting statements because they may hamper the case based on what’s being said. if the application doesn’t match with the underlying ADL (activities of daily living), this is going to come into heavy questioning because the disability hearing is about your quality of life and ability to function. Social Security will look into these details to determine what you are able to physically do and if the report doesn’t match up, it can bring into question your entire claim. If the medical expert is at the hearing, your attorney may want to ask questions based on the statements in the record. This can also be done over the phone if necessary.

Qualities To Look For In A Good Escrow Agent

Good escrow agents are necessary for a smooth transaction of real estate closing Austin TX. There are many great agents to choose from in the area, such as the ones found at When comparing different escrow agents to choose from, consider the following qualities.


One of the more important qualities to look for in an escrow agent is dependability. There is nothing worse for a real estate transaction than not getting everything done on time. While things can easily get delayed for a number of reasons, great agents will keep everyone informed of any delays and an estimate of when they will be done.


When you work with an escrow agent, you want to know you can depend on their knowledge and expertise. Even when an agent doesn’t have answers offhand, they should be willing to do the necessary research to find the answers.


The best escrow agents are ones that can be flexible and work around their client’s schedules. This can change a hectic real estate closing into a more peaceful one. Some escrow agents will make trips to their clients for signing documents instead of asking them to make the trip to the office. While traveling is not necessary for an escrow agent to be great, it can really make them a great option for those who have busy schedules.


No one wants surprises when working on a real estate closing deal. It is appreciated when agents notify clients ahead of time that certain documents are needed to be signed or delays are imminent. This allows real estate agents the ability to notify their clients ahead of time if more needs to be done before closing.

Escrow agents play a vital role in the real estate business. These dealings often involve a lot of money and you need people you can count on to work with. When looking to work with an escrow agent, find a reputable one that has most of these qualities and you are sure to end up with a quick and easy real estate closing.

How to Begin a Divorce

The world we live in is not a perfect world. We meet our soul mates, we marry them, but things don’t always work out the way we would like them to be. It is estimated that in the US alone about 50% of married couples get a divorce sooner or later. What is more, many couples choose not to tie the knot at all, which is an ever-growing trend in the Western World. So what should you do in case things have not worked out the way you wanted? Is it a reason to panic, despair, seek counseling? These are some of the questions you might be asking yourself. If you are the one wanting to initiate a divorce, here are some tips you might want to follow:

1. It is a good idea to initiate the help of a divorce attorney when planning to start the process. While there is no legal requirement to do so, many people choose to follow this particular path for one simple reason: avoiding all the complications along the way. Even if things don’t seem to be complicated at first, they might get complicated as the time goes by especially if you have children. You don’t want to end up on worse terms only because you lacked the knowledge that can help you to get better terms than you wanted.

2. In most places, a couple needs to be officially separated for at least a year before they start a divorce. Keep in mind that simply moving out of your house does not constitute legal separation and can make things only worse. Ask your lawyer for tips on how to initiate the separation process so that you don’t make some obvious mistake that can cost you both in money and time later.


The lawsuit culture that surrounds website accessibility has grown steadily over the past few years and shows no signs of slowing. UsableNet’s research team has been tracking all ADA web accessibility related lawsuits throughout 2018.


They affect companies large and small over a wide range of industries in communities at home and abroad. Insufficient progress toward accessibility by industry and unclear government guidance have only contributed to the problem.




The UsableNet research team has been tracking 2018 federally filed ADA web accessibility-related lawsuits. In 2018, we tracked 2285 lawsuits—up 181% over 2017 which had 814.


Download Report at: <>


Image description: ADA web accessibility-related lawsuits exploded with a 181% increase in 2018 over 2017.
In 2017, there were 814 cases. In 2018, we tracked 2285 lawsuits filed.



New York and Florida are still where the majority of lawsuits are brought, but this reflects more about the plaintiffs and their lawyers’ locations and less about the companies being targeted. Any company that does business in these states can be targeted. New York and Florida represent 96% percent of total filings, but the key point here is that only the filings are in these two states; the companies listed are from all over.

Image description: A graphic communicates that in Florida, 726 lawsuits were filed in 2018 resulting in an average of 61 lawsuits filed per month. Out of all 2018 lawsuits, Florida was responsible for 32%.  New York was accountable for 64% of all 2018 lawsuits.



Taking a look at the headquarters locations of the companies that are listed in the New York and Florida filings, it’s clear that the whole nation is affected. The top ten states are New York, California, Florida, Texas, Pennsylvania, Ohio, New Jersey, Massachusetts, Georgia, and Connecticut. Also, 11 percent of the cases involve non-US-based companies, so the effect is global.

Image description: The companies sued in these jurisdictions are distributed across the US.

The companies sued in these jurisdictions are distributed across the US.


Although many industries are involved across the cases, six stand out for the additional attention they get. Retail, food service, travel/hospitality, banking/financial, entertainment and leisure, and self-service, have the majority of cases, reflecting a general pattern over 2017 and 2018 toward these types of organizations.

Image description: The industries that received the biggest focus in web accessibility litigation include retail, food service, travel/hospitality, banking/financial, entertainment and leisure and self-service


With more than 600 law firms representing companies across the U.S., the top 10 law firms represent over one-third of all cases on the defendant side, while the top 10 plaintiff firms bring over three-fourths of all cases. The report lists the top 10 on each side of the fence squaring off on a regular basis that will likely mean similar settlements and agreements being agreed over time.

Image Description: A visual of a justice scale represents the percentages that each group defends.



Lawsuits at a federal level (covered in the report) continue to rise for two primary reasons.

Firstly, companies have not been proactive enough in both action and communication of digital accessibility, especially as people with disabilities rely more and more on them.

Secondly, the DOJ’s lack of a clear standard leaves lots of room for interpretation and allows even companies that have been proactive to be targeted.

Without action from the DOJ in 2019, which does not look likely, the most effective use of resources for any company is to immediately understand where it stands with regard to web accessibility and the popular standard of the WCAG; create a plan to remediate any barriers to people using assistive technology; and engage a third party to communicate and document the efforts. These three activities should help reduce the likelihood of a company being identified by plaintiffs and their lawyers.


About The Author

Jason C. Taylor is the Chief Innovation Strategist and Advisor to the UsableNet CEO with nearly 20 years of experience in usability and accessibility. He is a global technology thought leader for multichannel customer engagement, actively advising leading companies on how to extend their brands across multiple channels for all users. He has been an active member of the accessibility and usability communities since 2001 which started with leading partnerships between UsableNet, Macromedia (now Adobe) and The Nielsen Norman Group.


Contact The Author:, Tel: +1 212 965 5388