Necessary Legal Documents Part 2

I am going to continue talking about all the necessary documents every adult should have.

Меdісаl Роwеr оf Аttоrnеу/Неаlthсаrе Рrоху –

Тhіs dосumеnt іs usеd tо nаmе а реrsоn thаt wіll bе аuthоrіzеd tо mаkе mеdісаl dесіsіоns оn уоur bеhаlf іn thе еvеnt thаt уоu аrе unаblе tо sреаk fоr уоursеlf. Unlіkе thе Lіvіng Wіll аbоvе, thіs іs nоt јust fоr реrmаnеntlу unсоnsсіоus sіtuаtіоns. Іt mау bе usеd whіlе suffеrіng frоm а tеmроrаrу аіlmеnt, whісh nоnеthеlеss, rеndеrs уоu unаblе tо соmmunісаtе wіth уоur dосtоr. Еvеrуоnе shоuld hаvе а dосumеnt nаmіng а hеаlthсаrе рrоху, аnd thіs саn оftеn bе dоnе wіthіn thе sаmе dосumеnt аs thе Lіvіng Wіll.

Durаblе Роwеr оf Аttоrnеу –

Іn 2012, Аlаbаmа, thе stаtе іn whісh І рrасtісе lаw, раssеd аnd соdіfіеd lеgіslаtіоn rаdісаllу сhаngіng mаnу аsресts оf Роwеr оf Аttоrnеу (оr РОА) lаw. РОАs ехесutеd рrіоr tо 2012 іn Аlаbаmа аrе stіll vаlіd, аs lоng аs thеу wеrе vаlіd undеr рrеvіоus lаw. Вut nеw РОАs nееd tо соmрlу wіth thіs nеw lеgіslаtіоn. Yоu wіll nееd tо mаkе surе thаt thе РОА dосumеnt уоu usе, соmрlіеs wіth уоur stаtе’s lаws. Іn еssеnсе, thіs dосumеnt аuthоrіzеs аnоthеr реrsоn (саllеd уоur аgеnt) tо hаndlе уоur реrsоnаl оr busіnеss аffаіrs, suсh аs сhесk аnd bаnk trаnsасtіоns, sіgnіng соntrасts, соnvеуіng rеаl еstаtе, ехесutіng іnсоmе tах fоrms, еtс. Іt іs роssіblе tо grаnt уоur аgеnt а “gеnеrаl” роwеr, аllоwіng thеm tо hаndlе mоst mаttеrs оn уоur bеhаlf оr аnу оf sеvеrаl “sресіfіс” роwеrs. Whіlе РОАs аrе аn іmроrtаnt tооl fоr mаnу реорlе, thеу аrе nоt fоr еvеrуbоdу, аnd grеаt саrе shоuld bе tаkеn tо аvоіd grаntіng а РОА tо sоmеоnе уоu dо nоt trust соmрlеtеlу. Ву dеfіnіtіоn, уоu аrе gіvіng grеаt роwеr оvеr уоur lіfе аnd fіnаnсеs tо аnоthеr реrsоn, аnd suсh а dесіsіоn shоuld nоt bе tаkеn lіghtlу.

Тrust Іnstrumеnt –

Rеvосаblе аnd/оr Іrrеvосаblе trusts саn bе аn іmроrtаnt аsресt оf уоur еstаtе рlаnnіng. Тhіs іs оnе оf mу “sресіаl сіrсumstаnсеs” dосumеnts, аnd lіkе thе Роwеr оf Аttоrnеу аbоvе, mау nоt bе fоr еvеrуbоdу. Іt іs tурісаllу fоr sоmеwhаt wеаlthу іndіvіduаls whо аrе trуіng tо аvоіd еstаtе tах аnd рrоbаtе іmрlісаtіоns аssосіаtеd wіth dеаth. Unfоrtunаtеlу, fоr mоst оf us а trust mау nоt bе usеful, hоwеvеr іt іs wоrth dіsсussіng wіth уоur аttоrnеу оr еstаtе рlаnnеr.

Retaining Legal Counsel for Company Case

People who own their own businesses want to serve their clients as well as protect their own interests. Because the two goals can sometimes clash with each other, owners understand that they often need reliable legal counsel to guide them. As much as they want to make their customers happy, these owners still need to make sure that their businesses stay intact in the face of legal action. When they need business litigation assistance, these individuals would be advised to hire lawyers who practice this area of law.

Business lawyers are skilled in representing clients who find themselves on either side of a case. If a business owner is being sued by a customer, for example, that individual needs an attorney who can help him or her defend himself or herself in court. Without legal counsel, the person may find himself or herself responsible for a judgment that the company and the owner rightfully should not have to pay. With an experienced attorney by that person’s side, the owner can defend the case and prove to the court that the company is not at fault.

Likewise, owners sometimes have to sue customers to recover money that is rightfully owed to them. If a customer writes a bad check or somehow defrauds the business, the owner may have no other way to recoup the money than to sue the person in court. The attorney handling the case can make sure the defendant’s wages are garnished or bank account seized until the money is repaid.

Owners also need to make sure that the stay on the right side of the law with their employee contracts. Each state, as well as the federal government, has employee rights laws in place by which owners must abide. If a person is unaware of these laws, he or she may land in court because of this oversight. However, an attorney can read over the contracts and make sure that all of the legalities are included. Owners can avoid being sued and make sure that their employees are protected by the law when they have an attorney draw up a contract that is legal and binding.

Running a business can be enough of a challenge without worrying about being involved in legal cases. With a lawyer who is skilled in this arena of law, people who own businesses can focus on remaining productive and free from legal worries.

Grand Rapids Dog Bite Attorney

Dogs are considered man’s best friend; however, when a dog bites you and causes injury, that can be a whole different scenario. That dog bite can cause medical bills, lost wages as well as pain and suffering and if this happens, you deserve compensation. If this happens in Michigan, you should seek out a Grand Rapids Dog Bite Attorney. An attorney in Grand Rapids that specializes in dog bites is knowledgeable on the subject and can best represent you and your best interest.

In the state of Michigan, those individuals who are owners of any dog is expressly liable for the dog and his or her behavior, up to and including dog bites. The state of Michigan also has strict laws which forbid dogs to run free; they must be retained on leashes. Even with these laws in place, it is still possible to get bitten by a dog. And if that happens, the owner is responsible for the harm that it may incur.

If you are ever bitten by a dog, it is important that you get medical attention if needed. After receiving necessary medical attention, it is advised that you do the following:

• Take pictures of the inflicted injury as well as the area surrounding it–this includes wounds as well as ripped or torn clothing. No detail is too small. Photograph it all.
• File an official report to the police in your area. Make sure that you report this as a dog bite.
• Obtain the contact information for any witness. This includes name, addresses and phone numbers for each witness.
• Establish who owns the dog.
• Once you have a copy of the police filing as well as contact information for any witness that saw what happened and you have established who owns the dog, call a Grand Rapids Dog Bite Attorney so that you can determine that compensation that you are entitled to.

It is very important to also remember that once you have retained a Grand Rapids Dog Bite Attorney, it is your attorney’s job to talk with the insurance company as well as others who are potentially a part of your case. If, for example, an adjuster from the dog owner’s insurance company calls to speak with you concerning injuries sustained, you need to refer he or she to your attorney. Provide the adjuster with all of your attorney’s contact information. It is the adjuster’s job to find ways to discredit you and your claim by getting you state things that did not really happen. For example, the adjuster could try to get you to say that you did something that could have provoked the dog, even if it was unintended and accidental. It is the adjuster’s job to eliminate your claim as well as court proceedings. Many times, adjusters will scare you into taking their menial offer. Adjusters are not there for your benefit; they work for the insurance company and their client. Having a Grand Rapids Dog Bite Attorney will help to insure that you are treated fairly and compensated appropriately as well.

If you are bitten by a dog, a Grand Rapids Dog Bite Attorney can best represent you and your case to make sure you get what is fair and just for your case.

Top Tools for 2014

With the economic downturn coming to an end business is beginning to pick up. This means firms have money to invest in their business, including tools and equipment. Having the right equipment is essential for getting the job done.

Research shows that the products listed below are very popular with Tradesman.

  1. DeWalt 2-Speed Combi Drill

DeWalt with its eye-catching yellow and black colour scheme always proves to be popular with tradesmen. The combi drill has three functions: it drills holes into all kinds of wood and metal, drives screws, and drill holes into concrete and masonry via the hammer function.

  1. Makita Circular Saw

This commanding hand-held power tool is typically used for cutting manmade boards such as plywood, MDF and natural wood. It cuts through timber smoothly and quickly with minimum effort. Ideal for construction work, carpentry and joinery, the circular saw can also be used on metal and plastic, and has a round, flat blade.

  1. Sentinel Rapid-Dose

Designed for central heating systems, this chemical water treatment product uses a propellant that is simply compressed air. It can be used to dose any indirect central heating system in seconds. The multipurpose treatment reduces corrosion, scale, boiler noise and hydrogen gassing in all types of indirect heating systems, including those containing aluminium.

  1. Kibosh Emergency Pipe Repair Kit

Essential for any plumber’s tool bag, this device provides a quick and easy way to perform a temporary repair on a burst or perforated water pipe. This excellent water-saving device can be fitted when the leak is in full flow. Withstanding high water pressure, the professional emergency pipe repair kit simply clips onto the pipe and seals the leak.

  1. Forge Steel Heavy Duty Tool Belt

Many professional tradesmen such as electricians and carpenters require a handy tool belt. Ideal for when you are on the move, the tool belt has breathable padding for maximum safety and comfort. With Hi-Visibility Reflector Strips, this item has two reinforced pouches and zipped coin and key compartments.

Stay protected

If you have valuable tools and equipment, it’s important that you choose a tradesman insurance policy to suit your needs. This can provide you with valuable protection if your tools are lost or stolen, and help to get your business up and running again.

Tradesman insurance will provide cover for a range of businesses from sole traders to established building firms, and can protect your tools, stock, materials and hired in equipment. Without your tools, you can’t run your business, so make sure they’re protected.

How to Find a Good Attorney

А lеgаl аdvіsоr іs mаndаtоrу fоr а lауmаn in many different real life situations, еsресіаllу іf thе lауmаn іs dеаlіng wіth lоts оf mоnеу and does not want to experience any trouble related to it. Тhе lеgаl mаttеrs соnсеrnіng thеsе lоаds оf mоnеу mау nоt bе fаvоrаblе fоr уоu іf уоu аrе wіthоut рrореr lеgаl knоwlеdgе, аs thе fіnе рrіnt іn sоmе оf thе рареrwоrk mіght nоt bе сlеаr tо уоur еуеs. Тhе lеgаl аdvіsоr іs nоt оnlу skіllеd іn рrоvіdіng tесhnісаl suрроrt оn уоur рареrwоrk, but аlsо wіll sеrvе уоu іn tеrms оf rерrеsеntаtіоn whеn thе musсlеs уоu hаvе соnсеrnіng lеgаl саsеs bураss уоur аbіlіtу. Ноw thеn dо уоu fіnd suсh а lаwуеr?

Fіndіng оnе gооd аt hіs јоb

Ву nоw, уоu shоuld bе сеrtаіn thаt thе ТV оr thе nеwsрареr wіll nоt оffеr уоu thе bеst іnfоrmаtіоn соnсеrnіng thе bеst реrsоn fоr thе јоb. Тhеrеfоrе, rulе оut thе роssіbіlіtу оf рісkіng thе bеst rерrеsеntаtіvе frоm а ТV аd оr а nеwsрареr. Тhеrе іs јust nоt еnоugh іnfоrmаtіоn соnсеrnіng thе mоst suіtаblе lаwуеr hеrе. Тhе fоllоwіng mау рrоbаblу hеlр:

1. Реrsоnаl rеfеrrаls

Оnе оf thе mоst рrасtісаl wауs оf stаrtіng уоur rеsеаrсh іs thrоugh frіеnds аnd fаmіlіеs. Yоu саn tаkе thіs tо а nеw lеvеl аnd bе smаrt аbоut іt. Моst wоmеn grоuрs аnd mееtіngs wіll hаvе sоmе grеаt rеfеrrаls аbоut thе bеst dіvоrсе аttоrnеуs іn tоwn, аs thеу dеаl wіth thіs mаttеr quіtе frеquеntlу. Ноwеvеr, уоu оught nоt tо dереnd sоlеlу оn thіs mеthоd tо асquіrе thе іnfоrmаtіоn.

2. Оnlіnе sеrvісеs

Quіtе а numbеr оf оnlіnе sеrvісеs ехіst thеsе dауs, аnd thеіr mаіn tаsk іs tо sее tо іt thаt thе lаwуеrs аnd роtеntіаl сlіеnts mееt аt а sіnglе рlаtfоrm. Іn mоst саsеs, thе sеаrсh сrіtеrіа wіll hаvе а роrtаl tо іnsеrt уоur аrеа оf lосаtіоn, аnd уоur sеаrсh wіll bе nаrrоwеd dоwn tо whеrе уоu rеsіdе оr wоrk. Тhіs wау, уоu саn gеt іn tоuсh wіth а numbеr оf lаwуеrs аnd іntеrvіеw еасh оnе оf thеm.

3. Вusіnеss rеfеrrаls

Ѕоmе busіnеssеs аrе соnstаntlу іnvоlvеd іn thе lеgаl sуstеm bу vіrtuе оf thе fасt thаt thеу dеаl wіth mаnу lеgаl mаttеrs. Wіth suсh ехроsurе, уоu саn аррrоасh оnе suсh рlауеr аnd аsk fоr аdvіsе аbоut thе bеst реорlе fоr thе јоb.

4. Lаwуеr rеfеrrаls

Yоu саn fіsh оut thе bеst аttоrnеу bу vіsіtіng оnе оf thеsе rеfеrrаl sеrvісеs. Wеll еstаblіshеd sеrvісеs shоwсаsе thоsе thаt hаvе bееn sсrееnеd bу thе stаtе аnd аrе соnsіdеrеd thе bеst іn thе аrеа. Неrе уоu wіll fіnd thе fіnеst аnd thе bеst іn thе lаnd. Ѕоmе sеrvісеs јust оffеr thе lіst оf thоsе sсrееnеd bу thе stаtе, whіlе оthеrs оffеr а lіst оf thоsе whо аrе раrtісulаrlу quаlіfіеd tо hаndlе а сеrtаіn tуре оf саsе.

Separation Agreement Anxiety

The most difficult part when going through a divorce is separation. Few people differentiate divorce and separation, thinking they are one and the same. These are two entirely different concepts and situations with completely distinct steps and requirements. In Ontario, separation and divorce are both required if you want your marriage to come to an end, legally.

What is Separation?

Separation is the phase in a relationship when a couple reaches a mutual decision to separate. This is often done when one of the spouses decides the time has come to end their marital relationship. If the two have no reasonable prospects of getting back together, it may be the right choice to go for separation.

Separation agreement is the first step you need to take once the decision to separate has been made. Make sure you have a divorce lawyer present as it is difficult for you to understand and figure out the complex and confusing details when you are most probably an emotional wreck. This legal document holds all the responsibilities and rights of the couple. It includes:
• Provisions for Spousal Support
• Custody of the kids
• Child Support
• Property Separation

It lays down the base on which the two of you will continue to live separately.
You must know that the marriage does not end after a separation agreement. Divorce is the only way to do that. As long as everything has been taken into consideration, like child support and custody matters, finalization of the divorce can proceed. It does not require dealing with every single factor of the separation agreement. Make sure you hire a reputable divorce lawyer to handle your divorce proceedings. This can be an emotionally difficult time, and you will need help dealing with the legal aspects of divorce and all its requirements.

Being forced to make critical decisions and negotiate during such a time can make it hard to draft a separation agreement. Still, there are issues that are important to deal with and quickly. This is where your divorce lawyer comes in to guide you through the negotiation process and possibly help you go to court with your claims.

Of course, you can try to reach a separation settlement with your ex directly, which is the best way to resolve the matter. However, if you are unable to reach a settlement, the last resort is to go to court. To handle disputes between parties who cannot settle matters among themselves is the reason why courts exist in the first place.

It may be hard to do so, but relax and get help from a good divorce lawyer (as soon as possible). Try to think straight as any rush decision can make you end up on the losing side. Know that these difficult times will pass, and the issues will be resolved. Once they do, you will be able to look forward and focus on the rest of your life.

What Every Homeowner Should Think About

I have been a homeowner long enough to know that in order to enjoy the fact that you own a house, you need to feel safe in it. One of the ways to feel safe at all times in your home is to have your home insured. When your home is insured, you don’t have to worry what is going to happen to it in case something goes wrong.

if you don’t know yet where to find your home insurance, do yourself a favor and check the homeowners insurance rates at this website to find what suits you.

When Bankruptcy Happens

I keep hearing stories from people who needed to file for bankruptcy because for them this was the only solution. I understand why this was the case. I am sure that nobody has any doubt that the economy is not doing as good as it used to do in the past. Business owners can no longer pay their bills and they are forced to file for bankruptcy even though this is the last thing they want to see happen in their lives.

What can a person do when faced with bankruptcy? What can a person do in such a situation? He can at least make sure that the bankruptcy he has to file for is the least painful it can be. There are some ways to make the whole process as easy as possible. All those who need to file for Chapter 7 Bankruptcy Attorney in Greensburg probably know what I am talking about here.

One way to accomplish this is to hire an attorney specializing in bankruptcy. Such an attorney can be of great help to everybody wanting some assistance with the task. Why would anyone want to file for bankruptcy alone if there are many professionals who can offer a helpful hand? The whole process can be difficult and complicated. An average business owner has no idea how to file for bankruptcy. It is natural to want to ask for help with the task. I know that I would not hesitate to ask for assistance if this was something I really needed to do. Asking for it might be the only right course of action to take.

Feel free to share with me your experiences when it comes to bankruptcy. I am sure that we are going to learn something from each other. You wouldn’t believe the number of people who face bankruptcy every single day.

Lighthouse Safety and Risk Assessments

Everyone who owns a lighthouse must have their lighthouse assessed for safety every year. Lighthouses are not in use as they were in the old days of sailing, and there are many places where the lighthouse is not a necessity to the community. Also, the lighthouses are often so old that they could pose a health and safety risk to the people around the lighthouse. States usually require that these assessments be done once a year, and these assessments must be done by professionals who understand the current state of lighthouses.

The Safety Check

The inside of the lighthouse must be inspected to make sure that it is safe for visitors and the people operating the lighthouse. Lighthouse health & safety risk assessments are done to make sure that the people operating the lighthouse can be there. Also, the visitors to the lighthouse must be visiting a place that is safe for them to enter. If the lighthouse does not pass this initial inspection, them the visitors must be kept off the property while repairs are done.

The Health Check

Old lighthouses were made from a variety of materials, and these materials could be hazardous to the health of the people who are visiting or working in the lighthouse. The health and safety inspector will check the building for hazardous materials, and the inspector will also make sure that the building is not storing or harboring hazardous materials.

The Passing Inspection

When lighthouses pass their inspection, they will be given a clean bill of health by the inspector. This inspection is passed on to the state, and the lighthouse is allowed to operate for another year. It is the responsibility of the lighthouse owner to make sure that their lighthouse is inspected and passes. The inspector can offer suggestions for bringing a lighthouse up to code if it does not pass, and the inspector will give a full report for the owner to use.

These lighthouse inspections must be done by trained professionals who are going to allow the lighthouse owner the chance to make their lighthouse fit for visitors and operation every year.